Michael J. Sosa, AIF

  • Investment management experience: 36 years, managing investment accounts for a number of large non-profit organizations
  • Retirement Plan experience: 18 years, developing retirement programs, providing and delivering retirement educational programs, facilitated the implementation of retirement- readiness and post-retirement strategies and evaluating plan documents to ensure compliance with government agencies.
  • Has completed the following certification programs
    • Professional Plan Consultant- Financial Service Standards
    • Accredited Investment Fiduciary- Fi360
  • Fi360-as a member of this leading investment fiduciary education organization, we are able to remain current on all aspects of fiduciary responsibilities that are essential for fiduciaries to fulfill their duties.
  • Roles with plans center around providing guidance in reviewing and replacing employee investment options, assisting in quarterly provider reviews and providing insight on changes in the retirement savings plan arenas.
  • Securities Licenses: Series 6, 7, 66
  • Registered securities representative in AZ, CO, FL, MD, NC, NJ, NY, OR, PA,SC, UT and WA

James J. Cronin, CFA

  • Investment management experience:  25 years as portfolio manager/analyst
  • Retirement Plan Experience: 12 years as portfolio manager or advisor to sponsors.
  • Conducted client review presentations, conducted portfolio performance studies and authored Investment Policy Statements & Guidelines.
  • Memberships: 
    • CFA Institute, 
    • New York Society of Security Analysts
  • Security Licenses: Series 7, 66
  • Registered securities representative in CA, CT, MA, MD, NY, NJ, PA, TX, VA

Emil J. Molinaro Jr.

  • Administrative and Treasury functions for Retirement Solutions Partners LLC
  • Investment management experience:  25 years institutional portfolio management experience 
  • Managed $6.5 billion of money market and short term mutual funds
  • Developed a $3.4 billion Securities Lending operation for a major insurance company         
  • As a plan sponsor Instituted and exercised oversight responsibility for a $5 million 401-k plan
  • 5 years as CFO and Treasury responsibility of a privately held Investment Advisor.         
  • Extensive Public accounting experience